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OS-32

STATE OF OHIO – DEPARTMENT OF TRANSPORTATION

10/08

ENDORSEMENT TO LIABILITY INSURANCE POLICY FOR VEHICLES

 

OPERATING WITH A SPECIAL HAULING PERMIT ISSUED BY

 

THE OHIO DEPARTMENT OF TRANSPORTATION

Issued to (Insured/Applicant) ___________________________________________________________________________________________

of (Mailing address) __________________________________________________________________________________________________

Insureds Telephone Number ____________________________ Amending Policy Number ___________________________________

Effective From (Date) ______________________________ Until 12:01A.M. ________________________________________________

Name of Insurance Company (Insurer) _______________________________________________________________________________

COUNTERSIGNED BY ____________________________________________________________________________________________

(Insurance Company Representative Authorized to Issue Policy Amendments)

The policy to which this endorsement is attached provides primary or excess insurance, as indicated by X, for the limits shown:

The insurance is primary and the company shall not be liable for amounts in excess of $ ___________________________ for each accident.

The insurance is excess and the company shall not be liable for amounts in excess of $ _____________________________ for each accident

in excess of the underlying limit of $ ______________________________ for each accident.

Whenever required by the Ohio Department of Transportation (Department), the insurer (company) agrees to furnish the Department a duplicate of said policy and all its endorsements. The company also agrees, upon telephone request by an authorized representative of the Department, to verify that the policy is in force as of a particular date. The telephone number to call is __________________________________________.

Cancellation of this endorsement may be accomplished by the company or the insured by giving (1) 35 days notice in writing to the other party, and (2) by providing 30 days notice to the Department (said 30 days notice to commence from the date it is received by the Department at the Permit Office, 1980 West Broad Street, Mail Stop 5140, Columbus, OH 43223).

The insurance policy to which this endorsement is attached provides (automobile) liability insurance and is amended to assure compliance by the insured, within the limits stated herein, with the contractual agreement between the insured and the State of Ohio which results from the issuance of a Special Hauling Permit to the insured by the Ohio Department of Transportation. This contractual agreement includes the following provision:

Permittee will be held liable for any damage caused by the movement. The State assumes no responsibility for damage to the permittees equipment or load being moved due to any such failure.

The permittee agrees to compensate the State of Ohio for any damage to a roadway or road structure and also to indemnify, save harmless and defend the State of Ohio and the Director of Transportation from and against all and any liabilities, losses, obligations, claims, damages, penalties, suits, actions, judgments, costs and expenses of whatsoever nature are incurred or brought against the State of Ohio or the Director of Transportation as the result of injury to or death of persons or damages to or loss of property caused by acts or omission to act by the Permittee, its agents, servants and employees in the performance of movements under this permit, except to the extent that the negligence of the State of Ohio or the Director of Transportation is proximate cause of the accident.

In consideration of the premium stated in the policy to which this endorsement is attached, the insurer (company) agrees to pay to the State of Ohio, within the limits of liability described herein, any final judgment recovered against the insured for all damage to the roadway or road structures occurring during a movement authorized by the issuance of a Special Hauling Permit. The insurer (company) further agrees to be bound by the indemnification agreement included in the contractual agreement between the insured (permittee) and the State of Ohio. It is understood and agreed that no condition, provision, stipulation or limitation contained in the policy, this endorsement, or any other endorsement thereon, or violation thereof, shall relieve the company from liability or from the payment of any final judgment, within the limits of liability herein described, irrespective of the financial condition, insolvency or bankruptcy of the insured. However, all terms, conditions and limitations in the policy to which the endorsement is attached shall remain in full force and effect as binding between the insured and the company.

It is further understood that the limits of the companys liability for the amounts prescribed in this endorsement apply separately to each movement made under a Special Hauling Permit and any payment under this endorsement as the result of any one movement shall not operate to reduce the liability of the company for the payment of final judgments resulting from liability arising out of any other movement.

The minimum level of liability insurance is five hundred thousand dollars. This minimum liability level has been established by the Director of the Ohio Department of Transportation under Section 4513.34 of the Ohio Revised Code and amplified in Rule 5501:2-1-10 of the Ohio Administrative Code. It is the responsibility of the insured to obtain liability insurance in amounts equal to or exceeding these minimum amounts as evidence of financial responsibility.

File with:

REQUIRED BY LAW

Facsimile: (614)

728-4098

Ohio Department of Transportation

OHIO REVISED CODE 4513.34

Email: Hauling.Permits@dot.state.oh.us

Special Hauling Permit Section

OHIO ADMINISTRATIVE CODE 5501:2-1-10

 

 

1980 West Broad Street, Mail Stop 5140

DOT-1858

For Information Telephone:

Columbus, OH 43223

(614)

351-2300

Document Properties

Fact Name Details
Form Title OS-32: Endorsement to Liability Insurance Policy for Vehicles Operating with a Special Hauling Permit.
Governing Law Ohio Revised Code Section 4513.34 and Ohio Administrative Code Rule 5501:2-1-10 govern the requirements for this form.
Purpose This form serves as an endorsement to an insurance policy, ensuring compliance with state regulations for special hauling permits.
Minimum Insurance Requirement The minimum level of liability insurance required is $500,000, as established by the Director of the Ohio Department of Transportation.
Insurer's Responsibilities The insurer must provide a duplicate of the policy and verify its status upon request from the Ohio Department of Transportation.
Cancellation Notice To cancel the endorsement, a written notice of 35 days must be given to the other party, plus 30 days to the Department.
Liability Coverage The endorsement provides coverage for damages to roadways or structures caused during movements authorized by the special hauling permit.
Indemnification Clause The permittee agrees to indemnify the State of Ohio for any damages or claims resulting from movements under the permit.
Separate Liability Limits Liability limits apply separately to each movement made under the special hauling permit; payments do not reduce future liability.
Contact Information For inquiries, contact the Ohio Department of Transportation at (614) 351-2300 or via email at Hauling.Permits@dot.state.oh.us.

Documents used along the form

When applying for a Special Hauling Permit in Ohio, several other forms and documents may be required alongside the Ohio OS 32 form. Each of these documents serves a specific purpose in ensuring compliance with state regulations and providing necessary information to the Ohio Department of Transportation.

  • Special Hauling Permit Application: This form is used to formally request permission to transport oversized or heavy loads on Ohio roads. It details the nature of the load and the route to be taken.
  • Certificate of Insurance: This document proves that the applicant has the required liability insurance coverage. It must meet the minimum coverage levels set by Ohio law.
  • Vehicle Registration Document: This document verifies that the vehicles being used for the hauling are properly registered with the state. It includes details such as the vehicle identification number (VIN).
  • Weight Limit Compliance Form: This form confirms that the weight of the load complies with Ohio's weight regulations. It may require a certified weight ticket from a scale.
  • Route Survey: A route survey may be necessary to assess the feasibility of transporting the load along the proposed route. It ensures that the path is safe and legal for oversized vehicles.
  • Power of Attorney Form: If you need someone to handle legal matters or make decisions on your behalf, consider a Georgia Power of Attorney form. This document is essential for planning your future and can be created using resources such as smarttemplates.net.
  • Traffic Control Plan: This plan outlines how traffic will be managed during the transport of the oversized load. It may include details about flaggers or signage needed to ensure safety.
  • Indemnity Agreement: This agreement outlines the responsibilities of the permittee regarding damages caused during the transport. It protects the state from liability in case of accidents.
  • Permit Fee Payment Receipt: Proof of payment for any fees associated with the Special Hauling Permit. This receipt is often required to finalize the permit application.

Gathering these documents can seem daunting, but each one plays a crucial role in the process. Ensuring that all forms are completed accurately and submitted on time will help facilitate a smoother experience when obtaining your Special Hauling Permit.

Guidelines on Filling in Ohio Os 32

Filling out the Ohio OS-32 form is a straightforward process, but it requires careful attention to detail. This form is necessary for ensuring compliance with insurance requirements related to special hauling permits. Below are the steps to complete the form accurately.

  1. Begin by entering the name of the insured or applicant in the designated space at the top of the form.
  2. Provide the mailing address of the insured in the next field.
  3. Fill in the insured's telephone number in the appropriate section.
  4. Enter the policy number that you are amending.
  5. Indicate the effective date of the policy in the “Effective From” section.
  6. Specify the expiration date by entering it in the “Until” field, ensuring it is set for 12:01 A.M.
  7. Write the name of the insurance company in the provided space.
  8. Have an authorized insurance company representative sign in the “Countersigned By” section.
  9. Choose whether the insurance is primary or excess by marking the appropriate box.
  10. If the insurance is primary, enter the maximum amount the company will pay for each accident. If it is excess, provide the underlying limit and the maximum amount the company will pay for each accident.
  11. Fill in the telephone number for the insurance company to verify that the policy is in force.
  12. Be aware of the cancellation notice requirements and ensure to follow them if necessary.
  13. Review the entire form for accuracy before submission.

Once the form is filled out, it should be submitted to the Ohio Department of Transportation. Ensure to keep a copy for your records. This will help in maintaining compliance with the regulations associated with special hauling permits.

Common mistakes

Filling out the Ohio OS-32 form can seem straightforward, but several common mistakes can lead to complications. One frequent error is neglecting to provide complete information in the designated fields. For instance, leaving out the insured’s mailing address or telephone number may delay processing and create unnecessary confusion. Every piece of information is crucial, as it helps ensure that the insurance policy is accurately linked to the correct individual or entity.

Another common mistake involves misinterpreting the endorsement’s insurance coverage options. Applicants sometimes check the wrong box, indicating whether the insurance is primary or excess. This error can have significant implications for liability and coverage limits. Understanding the difference between primary and excess insurance is vital to ensure that the policy meets the necessary legal requirements.

Inaccurate dates can also pose a problem. When filling out the effective dates of the policy, it is essential to ensure that the start and end dates are correct. A simple typo could lead to a lapse in coverage or confusion regarding when the policy is active. Additionally, failing to provide the correct policy number can complicate matters further, as it may hinder the ability to track and verify the insurance.

Another mistake involves overlooking the requirement for the insurance company representative's signature. This signature is not just a formality; it verifies that the policy amendment has been officially authorized. Without this signature, the endorsement may be deemed invalid, leaving the insured exposed to potential liabilities.

Some applicants fail to understand the significance of the indemnification clause included in the form. This clause outlines the responsibilities of the permittee in the event of damage or liability arising from their actions. Ignoring this provision can lead to misunderstandings about financial responsibilities and legal obligations, which can have serious repercussions.

Additionally, many people overlook the minimum liability insurance requirement of five hundred thousand dollars. This amount has been established by the Ohio Department of Transportation, and failing to meet this requirement can result in the denial of the permit. Ensuring compliance with this stipulation is crucial for the successful processing of the application.

Lastly, applicants often forget to keep a copy of the completed form for their records. This oversight can make it difficult to reference the submitted information in the future or to address any issues that may arise. Keeping thorough records is a best practice that can save time and stress down the road.

FAQ

  1. What is the purpose of the Ohio OS 32 form?

    The Ohio OS 32 form serves as an endorsement to a liability insurance policy specifically for vehicles operating under a Special Hauling Permit issued by the Ohio Department of Transportation. This form ensures that the insured party maintains the required insurance coverage while transporting oversized or heavy loads, protecting both the permit holder and the state from potential liabilities.

  2. Who needs to complete the OS 32 form?

    Any individual or entity that holds a Special Hauling Permit from the Ohio Department of Transportation must complete the OS 32 form. This includes businesses and contractors who transport oversized loads on public roads. The form must be filled out accurately to ensure compliance with state regulations regarding liability insurance.

  3. What are the minimum insurance requirements outlined in the OS 32 form?

    The minimum level of liability insurance required for vehicles operating under a Special Hauling Permit is five hundred thousand dollars. This requirement is set by the Director of the Ohio Department of Transportation and is intended to ensure that permit holders have adequate financial responsibility in case of accidents or damages that may occur during transport.

  4. How can the OS 32 form be canceled?

    Cancellation of the OS 32 endorsement can be initiated by either the insurance company or the insured party. To cancel, a written notice must be provided at least 35 days in advance to the other party, and 30 days notice must be given to the Ohio Department of Transportation. This notice period starts from the date the Department receives the cancellation notice at their Permit Office.

  5. What obligations does the insured have under the OS 32 form?

    The insured is responsible for maintaining liability insurance that meets or exceeds the minimum requirements set forth in the form. They must also ensure compliance with the contractual agreement with the State of Ohio, which includes indemnifying the state for any damages or liabilities incurred during the movement of the permitted load. This means that if any damage occurs, the insured must compensate the state for repairs or losses.

  6. How does the OS 32 form protect the State of Ohio?

    The OS 32 form includes provisions that hold the permittee liable for any damages caused during the movement of their load. This means that the state is protected from financial loss due to the actions of the permit holder. The insurance company also agrees to cover any final judgments against the insured for damages to roadways or structures, ensuring that the state does not bear the financial burden of such incidents.